The benefits of having cosmetic surgery are obvious and well-documented. Not only can successful cosmetic surgery leave you looking refreshed and revitalised, but it can also leave you feeling much better about yourself than before. Whatever the rights and wrongs of placing so much importance on our physical appearance, it is nevertheless the case that there’s often intense pressure on many people to conform physically to a certain social image. But at a time of such considerable financial uncertainty and hardship, trying to scrape the money together to pay for cosmetic surgery can be a real hassle. Indeed, just keeping up with the rising cost of living is hard enough. But if you really have your heart set on cosmetic surgery, there are steps you can take to budget and save up as much money as you need to cover the cost.
Get an estimate first – and shop around
The first thing you should do is arrange a consultation with a surgeon and ask them to provide you with an estimate for the total cost of the procedure. This should give you an idea of just how much money you need to save, so you know what your target is before you do anything else. However, you should ensure that you don’t just take one surgeon’s word for it. You may find that another surgeon is prepared to do the same procedure for a fraction of the cost initially quoted to you. It is worth remembering that if something sounds too good to be true, it probably is, though. You should be able to find plenty of reviews and testimonials online, so find out what previous patients have made of their experience and you can work out whether your surgeon is truly reputable or not.
Look at your household expenditure and cut accordingly
When you know how much money your cosmetic surgery is likely to cost you, the next step is to take a closer look at how much money you’re actually spending. Examine your bills and receipts over a certain period – you could choose to do it over an entire quarter, but a month would probably suffice – and you’ll see how much you’re spending and on what. You can then prioritise your spending, so that you still have enough to cover everyday costs but that you also spend less on those things you don’t really need. Meals and nights out, in particular, should be first on the chopping block. Another way to save money is to watch films at home rather than going to the cinema, for example.
Don’t go too far into debt
However tempting it may be, you should avoid the temptation of going into debt to finance cosmetic surgery. Borrowing should really be a last resort, and although it might seem like an easy solution to simply borrow to cover the cost you may simply be storing up even more problems for the future. It’s so easy to get into a spiral of debt, but it can often be very difficult to get out of it. It’s best to pay for any cosmetic surgery procedure out of your own pocket, if you possibly can.